Personal trainer insurance, also called fitness instructor insurance, is a type of insurance policy that protects those who are supervising or training people in exercise. This is an important type of insurance for personal trainers to have, because it covers personal injury; advertising injury; damage to premises; medical expenses that clients who were injured come up against; and professional liability. What do these types of coverages mean in real life though? The most important thing is that this type of insurance protects the trainer financially in the event of injury to their client. Additionally, the insurance covers any damage that might occur to a building that the trainer rents and works out of. With such a broad scope of coverage, it’s important for anyone who trains and supervises exercise, whether it is in a group or an individual setting, to have this type of insurance policy. Examples would be group gym fitness class instructors; pilates instructors; yoga instructors; and personal trainers.
