In tough economic times, like these we have now, it is more critical than ever that a small business is covered by effective liability small business insurance that is comprehensive enough to provide for all likelihoods that may emerge. General liability is an important, even necessary, facet of the long term business plan for any small business.
The irony, however, is that many small businesses, and especially those in the service industry (painters, lawn services, plumbers, etc…) can many times view general liability insurance only through the filter of something that one company or another requires of them to be able to provide their respective service. The truth is quite different, and potentially deadly for such a business.
