Lets face it, todays small business owners must protect against employee injuries as well as injury to the public. General liability insurance called small business insurance covers this type of exposure, all you need to do is pick up the phone.
Accidents happen; that is a mantra that probably goes back to about fifteen minutes after the first caveman built the wheel, and fell off. Wonder how soon after that happened that insurance was invented? While accidents happen, and every small business owner out there knows this to be all-too-true, most of us think of minor accidents such as fender benders and parking lot scrapes when we think of this phrase.
We try to put out of our minds the more serious strain of accident; serious automobile accidents, auto-pedestrian or auto-bicycle accidents and serious on the job accidents. The errors and omissions insurance can save your company thousands of dollars and every small business owner should have a policy for their business. These are the ones that keep business owners up at night, and it is for these that general liability insurance agents really earn their money.
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